Terms and Conditions of Investment

Martisfy E-commerce and Logistics Limited
Registered Office: 16 Femi Daremola Street, Cele Egbe, Ikotun, Lagos
Website: martisfy.com.ng

1. Agreement Overview

By completing the investment form and submitting your investment in Martisfy E-commerce and Logistics Limited (hereinafter referred to as “The Company”), you (the “Investor”) agree to these Terms and Conditions. These terms govern the investment process, refund policies, interest payments, and other obligations and responsibilities of both parties involved.

2. Investor Type

The Investor can either be an Individual or a Registered Business. The details provided for each category will be used for verification and compliance purposes.

  • Business Investors: Must provide business registration information, including the Business Name, Registration Number, CAC Certificate, and Nature of Business.

  • Individual Investors: Must provide full name, residential address, valid Nigerian identification, occupation, and date of birth.

3. Investment Duration and Plans

Investors can choose one of the following investment durations and plans, each offering different rates of return:

3.1 Short-term (6 Months)

  • Plan 1: ₦1,000,000 to earn ₦220,000 monthly for 6 months (32% total interest).

  • Plan 2: ₦3,000,000 to earn ₦660,000 monthly for 6 months (32% total interest).

3.2 Long-term (1 Year)

  • Plan 1: ₦1,000,000 to earn ₦137,500 monthly for 12 months (65% total interest).

  • Plan 2: ₦3,000,000 to earn ₦412,500 monthly for 12 months (65% total interest).

  • Plan 3: ₦5,000,000 to earn ₦687,500 monthly for 12 months (65% total interest).

The total interest earned over the investment period will be calculated based on the selected plan and the amount invested.

4. Interest and Payment Terms

The Company agrees to pay the agreed monthly interest as follows:

  • Monthly Payments will be made on 28th of every month for the duration of the investment period.

  • The interest rate for each plan is fixed, and the total return will be calculated and communicated to the Investor before the investment is finalized.

5. Refund and Non-payment Clause

In the event that Martisfy E-commerce and Logistics Limited fails to make the monthly interest payment for two consecutive months, the following actions will take place:

5.1 Termination of Agreement

  • The agreement will be terminated automatically upon failure to pay for two consecutive months, either for the short-term (6 months) or long-term (12 months) plan.

5.2 Refund of Investment

  • Upon termination, the Investor is entitled to a refund of the remaining principal invested, minus any interest that has already been paid. This means the refund will be the original amount invested, after subtracting the monthly interest already disbursed.

  • The refund will be processed and paid within 14 days from the date of termination.

5.3 Non-payment Liability

  • In the event that the Company fails to make the payment within the refund period, the Investor has the right to pursue legal action to recover the invested amount, subject to the terms outlined in this Agreement.

6. Risk Tolerance

Investors are required to specify their risk tolerance when completing the investment form:

  • High: Investor is willing to accept higher risk for higher returns.

  • Medium: Investor prefers a balanced approach to risk and return.

  • Low: Investor seeks a conservative investment with lower risk.

7. Anti-Money Laundering (AML) Compliance

To comply with relevant laws and regulations, the Investor agrees to:

  • Undergo necessary AML checks as part of the investment process.

  • Provide verification documents as requested by the Company (e.g., proof of identity, source of funds).

The Company reserves the right to deny any investment that does not meet the AML compliance requirements.

8. Payment Method

Investors must provide the following information for payment processing:

  • Preferred Payment Method: Bank transfer.

  • Bank Name, Account Number, and Account Name (Account Name must match the name provided in the investment form, whether business or personal).

9. Consent to Terms and Conditions

By submitting the investment form and agreeing to the payment terms, the Investor confirms:

  • Consent to the Terms & Conditions: The Investor agrees to abide by all the terms and conditions set forth in this agreement.

  • The Investor acknowledges that they have read, understood, and agreed to the terms related to the refund clause, interest payments, AML compliance, and investment risks.

10. Governing Law and Dispute Resolution

This Agreement shall be governed by the laws of Arbitration and Mediation Act

  • Any disputes arising out of or in connection with this Agreement will first be attempted to resolve through amicable negotiations between the Company and the Investor.

  • If a dispute cannot be resolved amicably, it will be submitted to Attorney-General of the Federation for final resolution.

11. Limitation of Liability

  • The Company is not liable for any losses or damages arising from external factors beyond its control, including but not limited to economic downturns, natural disasters, or force majeure events.

  • The Investor acknowledges that investing always carries an element of risk, and past performance is not necessarily indicative of future results.

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